The Perils of the Road: What Happens If You Find Yourself in an Accident Without Insurance?

You can be the best driver, but still find yourself getting involved in an accident, why? Tons of other drivers may not be as keen as you.

When accidents arise, there are a lot of things that happen – starting from legal issues to bills accumulating. The good news is that when an insurance company covers you, such problems become easier to solve.

On the contrary, when, and you get involved in an accident, then things may prove difficult for you.

The truth is that accidents are terrifying and they could be much scary, especially if an insurance company doesn’t cover you. Many countries don’t allow drivers to drive without an insurance cover.

All countries have their requirements regarding the insurance cover needed. In short, you shouldn’t drive without car insurance. Below is what will happen if you find yourself in a car accident without insurance:

Legal Issues From Accidents With No Insurance

You may not know this, but if you don’t have an insurance cover, you will have to face fines, lawsuits, license suspension and many other inconveniences.

In some cases, you may find yourself in a situation where you don’t have an insurance identification when the accident occurred. Fine, you can proceed to court and give your proof. If you don’t have the proof, you will have to be tried in court and charged.

Fines related to driving without any insurance cover vary from country to country. In this case, you will need to seek the assistance of an attorney. Consulting a reputable attorney can save you time and money. Also, remember to consult your lawyer before talking to your insurance provider. If you need help with your case, check out these car accident lawyers.

License Suspension

Fines will not just be enough. There will be more salt added to your injury – license suspension. There are tons of states like Texas, California, New York that will opt to suspend your license if they find out that you were driving without an insurance cover.

Have you ever heard of license plate suspension? Well, license suspension means your vehicle will be seized and impounded for not less than 30 days. An excellent example of a state that suspends drivers’ license in California, which suspends your license for six months.

Being Sued

This is one of the most common things that’s likely to happen to you if involved in an accident without insurance – being sued. You will have to pay for the damages you have caused during the accident. But if at all you were on the process of getting an insurance cover, your insurance company will help you with your case during the court proceedings.

Courts definitely will have to rule when they are presented with an accident case. The bad news is that you will be forced to pay a considerable amount of money. In some cases, you could lose your house and property if you are unable to pay.

Coverage For Your Automobile

Sometimes the court might rule that you are at fault, but any insurance cover does not cover you. In this case, if you don’t have the cash to repair your car, then you will have to stay without a car and go back to the normal routine of boarding PSV.

Final Thoughts

There are a lot of dangers that come when you get involved in an accident without car insurance. Therefore, the best thing to do is to get yourself an insurance cover today.


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